You move backward to pay off your mortgage because you still owe money you borrow and do what you please.

If you use a mortgage broker be sure to make a variation of offers and read all the small print.
If real estate values ​​have increased since you took out your mortgage, you're sitting on a pile of money that could be useful.

The vast majority of owners will secure their mortgages based solely on the interest rate, and then wonder how to work their financial goals around it.

To gain flexibility, you can get a mortgage that offers you the opportunity to vacation pay.
If your first loan was a variable rate loan, and the current interest rate is higher, then refinance mortgage can get more beneficial.